USBank is one of the older banks in America. They started out in 1863, and following mergers and subsequent processes, USBank became an entity in the 21^st century. Establishing itself in Minnesota first, USBank now is the 5^th largest bank in America. It employees over 70,000 employees and has $495 billion in assets, as of December 31^st, 2019.

You will be shocked to realize that refinancing a home to take advantage of low-interest rates is now a very popular activity, especially in the current corona crisis. Since affording a home might and will become a difficult task till economies resort back to normalcy, a lot of people are looking for ways to get the cheapest refinance loans as they can to keep the current mortgage process going rather than filing for bankruptcy.